Effective September 5, 2026
Terms & disclosures
By using this website, you agree to these terms. If you do not agree, do not use the website or submit information through it.
Texas residents only
This website and its request form are intended only for adults who reside in Texas and are seeking life insurance coverage in Texas. Insurance activity is conducted by Julian Newman, a licensed Texas insurance agent with National Producer Number 22326556.
Who is responsible for this advertisement
TexasLifeInsuranceQuote.com is the website and marketing name responsible for this advertisement. The website is operated by Julian Newman, National Producer Number 22326556. Contact Julian at (214) 783-1524 or julian.newman@texaslifeinsurancequote.com. It is an independent insurance marketing website and is not an insurance company, government agency, or endorsement by the Texas Department of Insurance.
General information, not a binding quote
Website content, including any preliminary coverage match, is educational. It is not an insurance contract, binding quote, offer of coverage, recommendation, or tax, legal, or investment advice. Submitting the form begins a personal review; it does not create coverage or guarantee eligibility, approval, contact, or a particular premium.
Insurance products and underwriting
Insurance products are issued by third-party carriers. A carrier name on this website identifies a company whose products may be available through Julian Newman when he is appropriately appointed; it is not an endorsement of this website or a promise that the carrier or product is available for every applicant. Product availability, policy features, riders, premiums, underwriting requirements, and eligibility vary by carrier and applicant. Coverage becomes effective only after the issuing carrier approves an application, all requirements are satisfied, and any required premium is received.
Estimates, illustrations, and IUL disclosures
Any preliminary price or benefit information is an estimate. Final premiums are determined by the issuing carrier after underwriting. Policy illustrations are not contracts. Non-guaranteed values may change, and guarantees depend on the claims-paying ability of the issuing carrier. Indexed universal life policies do not invest directly in a stock market index and may be subject to caps, participation rates, spreads, charges, and other policy terms.
Personal-review timing
We aim to personally review and respond to completed requests within 24 hours unless you request a later date. Available appointment times are shown in one-hour periods from 8:00 a.m. through 10:00 p.m. Central Time. A submitted time is a requested contact appointment, not a guarantee that a complete insurance consultation or application will be finished during that hour. Technical problems, inaccurate contact information, emergencies, or events outside our reasonable control may affect response time.
Calendar scheduling
The scheduling feature checks a connected Microsoft 365/Outlook calendar and removes times shown as busy. Your selected appointment and submitted request details are placed in a private calendar event for Julian Newman. If a time becomes unavailable while you are completing the form, you will be asked to select another open time. Julian may remove an invalid appointment from the calendar so that time becomes available again; the associated lead record remains in the private lead desk unless it is separately deleted in accordance with applicable requirements.
Calls and text messages
By checking the consent box and submitting the request form, you provide the contact consent shown next to that box. Consent to automated calls or texts is not a condition of purchasing insurance. Message frequency varies; message and data rates may apply. Reply STOP to opt out of texts. We honor entity-specific Do Not Call requests.
Your responsibilities
You agree to provide accurate information, submit a request only for yourself, use the website lawfully, and not attempt to interfere with the website or access private areas without authorization.
Limitations
To the fullest extent allowed by law, this website and its content are provided “as is” without warranties of any kind. We are not responsible for losses caused by reliance on general website content, service interruptions, or third-party services, except where liability cannot legally be excluded.
Changes
We may update these terms from time to time. Continued use after an update means you accept the revised terms.